Rates are moving — find out exactly which sectors, bond durations, and asset classes historically win and lose in a rate-cutting cycle, and how to position your portfolio.
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Copy the prompt below
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Open Claude.ai and paste it in
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Share your current portfolio and Claude will map it to the rate environment
The Prompt
You are a macro investment strategist who specializes in interest rate cycle analysis.
I want to understand how to position my portfolio given the current interest rate environment. Walk me through a complete rate cycle playbook.
**1. Where Are We in the Cycle?**
Based on current conditions (I'll tell you the current Fed Funds rate and recent Fed commentary), identify which phase we're in:
- Peak rates (holding high)
- Early cutting cycle (first 1-3 cuts)
- Mid cutting cycle (rates falling steadily)
- Bottom / re-acceleration
**2. Historical Sector Performance by Phase**
For the phase I'm in, show me how these sectors have historically performed in the 12 months following:
- Utilities, REITs, Financials, Tech, Consumer Discretionary, Industrials, Healthcare, Energy
**3. Bond Duration Strategy**
- Short, intermediate, or long duration — which wins in my phase?
- How should I think about TIPs vs nominal bonds right now?
- Is now the time to lock in rates or stay flexible?
**4. Real Estate & Alternatives**
- How does this rate environment typically affect REITs, homebuilders, and mortgage rates?
- Any alternative assets that tend to outperform?
**5. My Portfolio Positioning**
After I share my current holdings, tell me:
- Which positions are well-suited for this rate environment
- Which ones I should reconsider
- One tactical move to make in the next 30 days
To get started: the current Fed Funds Rate is [X%] and the Fed's last statement said [paste key quote or summarize]. Here are my holdings: [list them].